COMPANY
INDUSTRY RATINGS
CURRENT INTEREST RATES
MIN. INT. SURRENDER MAX ISSUE  
9/2/10 BEST S&P MOODY FITCH RATE CHARGE NQ Q  
                   
                   

ALLIANZ (FPDA)INDEX ANNUITY (Masterdex)

Min dep $25,000

A AA A2 NR S&P or Nasdaq Index w/2.20%/mo cap fixed interest accnt. = 2.55% 1.00% 7YRS 85 85  
 
                   

ALLIANZ (FPDA) INDEX ANNUITY (Bonus Masterdex)

Min dep $25,000

A AA A2 NR S&P or Nasdaq Index w/2.00%/mo cap fixed interest accnt. = 2.25% 1.00% 10YRS 85 85  
AMERICAN NATIONAL OF NY PALLADIUM MYG (SPDA) A A+ NR NR

 

 

3.35%/1YR^^^2.35%YRS2-7<$100,000

3.45%/1YR^^^2.45%YRS2-7>$100,000

       
       
       
       
  1.00% 7 YRS 85 85  
                 
                 
                   
GENWORTH OF NY (SPDA)(Secure Living Independence, NY) A A A2 A-

3.00%YR1;2.50%YR2<$50,000

3.50%YR1;2.50%YR2$50,000-$99,999

4.00%YR1;2.50%YR2>=$100,000

2.00%yrs 3-6 6YRS. 85 85  
   
                   
GENWORTH OF NY (SPDA) (Secure Living Smart Rate, NY) A A A2 A-

 

2.00% 7 YRS 85 85  
                   
         

2.00% /3YRS&&<$50,000

2.10% /3YRS&&$50,000-$99,999

2.20% /3YRS&&>=$100,000

       
                   
         

2.00% /5YRS&&&<$50,000

2.10% /5YRS&&&$50,000-$99,999

2.20% /5YRS&&&>=$100,000

       
                   

GENWORTH OF NY (SPDA)

(Secure Living Liberty)

 

A A A2 A-   1.50% 6YRS. 85 85  
     
2.60%/3YRS+++<=$99,999    
2.75%/3YRS+++$100,000-$249,999    
2.85%/3YRS+++>=$250,000    
     
2.35%/5YRS++++<=$99,999    
2.50%/5YRS++++$100,000-$249,000    
2.60%/5YRS++++ >=$250,000    
     
                   
LINCOLN LIFE & ANNUITY (SPDA) (CLASSIC) A+ AA- A2 A+ 3.00%/1 YR;2.00%YRS 2-5<$100,000

1.35%

5 YRS. 85 85  
          4.00%/1YR;2.00%YRS 2-5>$100,000        
          4.10%/1YR;2.10%YRS 2-7<$100,000 1.35% 7 YRS. 85 85  
          5.10%/1YR;2.10%YRS 2-7>$100,000   MVA Applies    
                   
METROPOLITAN (SPDA) (XG) A+ AA- Aa3 AA- 3.50%/1 YR;1.50%YRS 2-3<$25,000 1.00% 7 YRS. 90 90  
3.50%/1 YR;1.50%YRS 2-3 $25,000+  
3.50%/1 YR;1.50%YRS 2-5<$25,000  
3.50%/1 YR;1.50%YRS 2-5 $25,000+  
3.50%/1 YR;1.50%YRS 2-7<$25,000  
3.50%/1YR;1.50%YRS 2-7 $25,000+  
                   
METROPOLITAN (SPDA) (FA) A+ AA- Aa3 AA-   1.00% 3YRS 90 90  
          1.50%/YR 1-5 <$25,000   5YRS    
          1.75%/YR 1-5 $25,000+        
          1.50%/YR 1-7 <$25,000   7YRS    
          1.75%/YR 1-7 $25,000+        
          2.00%/YR 1-10 <$25,000   MVA Applies    
          2.25%/YR 1-10 $25,000+        
                   
NATIONAL INTEGRITY- II (SPDAII) A+ AA+ Aa3 AA 2.60%/1YR 1.50% 7YRS 85 85  
2.50%/1YR; 1.50%/YRS 2-3  
2.00%/5YRS  
                   

NATIONAL INTEGRITY -MA (SPDA)

Min dep $20,000

A+ AA+ Aa3 AA   1.50%    
2.90%/1 YR.; 2.15%/YRS. 2-7 7 YRS 85 85
3.30%/1 YR.; 2.55%/YRS. 2-10 7 YRS. 83 83
              MVA Applies  
                 
NATIONAL INTEGRITY - NM (FPDA) A+ AA+ Aa3 AA 2.25%/1 YR.; 1.50% YRS. 2-5 1.50% 7 YRS. 85 85  
2.55%/1 YR.; 1.80% YRS. 2-7  
2.85%/1 YR.; 2.10%/ YRS. 2-10  
              MVA Applies    
                   
OLD MUTUAL LIFE OF NY(SPDA) (Guarantee Plus) B++ BB- Baa3 BB 3.80% /1YR^^^; 2.80%YRS 2-5 Varies 5 YRS 85 85  
          3.90% /1YR^^^; 2.90%YRS 2-7   7YRS 85 85  
              MVA Applies    
                   
                   
       
                   

OLD MUTUAL LIFE OF NY (FPDA) INDEX ANNUITY (Spectrum 7)

Min dep $10,000

B++ BB- Baa3 BB

S&P 500w/1.00%/mo cap

fixed interest accnt.=2.00%

1.00% 7YRS 85 85  
                   

OLD MUTUAL LIFE OF NY (FPDA) INDEX ANNUITY (Spectrum 10)

Min dep $10,000

B++ BB- Baa3 BB

S&P 500 w/1.00%/mo cap

fixed interest accnt.=2.00%

1.00% 10YRS 85 85  
                   
                   
PENN MUTUAL (FPDA) A+ AA- Aa3 NR 2.45%/1YR.!!<=$500,000 1.00% 7YRS 85 85  
          3.45%/1YR.##>$500,000        
                   
         

 

 

       
   
   
PRESIDENTIAL LIFE (SPDA 4) B+ NR NR Aq 2.25%/4 YRS. >=$5,000 1.50% 4 YRS. 90 90  
   
                   
PRESIDENTIAL LIFE (SPDA 5) B+ NR NR Aq 2.40%/5YRS>=$5,000 1.50% 5 YRS. 90 90  
                   
                   
PRESIDENTIAL LIFE (SPDA 6) B+ NR NR Aq 2.30%/6YRS.>$5,000 1.50% 6 YRS. 90 90  
                   
                   
PRESIDENTIAL LIFE (FPDA) B+ NR NR Aq 2.30% / End of cal. yr. 1.50% 9 YRS. 80 80  
                   
                   
PRINCIPAL-GUARANTEED (SPDA) A+ A AA3 AA- 1.70%eay 1.00% 5YRS. 90 90  
          1.70%/1YR++<$100,000        
          2.71%eay        
          2.70%/1YR**>=$100,000        
                   
PRINCIPAL-GUARANTEED (SPDA) A+ A AA3 AA- 1.40%/3YRS 1.00% 5YRS. 90 90  
          1.40%/5YRS        
                   
PRINCIPAL-PLUS (FPDA) A+ A AA3 AA- 2.20%eay 1.00% 7 YRS. 90 90  
2.20%YR1++<$100,000  
3.22%eay  
3.20%YR1**>=$100,000  
                   
PRINCIPAL-PLUS (FPDA)
+
A+ A AA3 AA- 1.90%/5YRS+ 1.00% 7 YRS. 90 90  
        1.80%/7YRS+        
                 
SECURITY MUTUAL (SPDA) A- A- NR A- 1.85%/1 YR. 1.95%/3YR. <$25,000 1.50% 7 YRS. 85 85  
        2.10% 1YR. 2.20% 3YR.=>$25,000      
                   
SECURITY MUTUAL (SPDA) 5&5 A- A- NR A-

2.05%/5YRS<$25,000

1.50% 5YRS 85 85  
          2.30%/5YRS=>$25,000        
                   
UNION CENTRAL (SPDA) A A+ NR NR 1.50%/1 YR. <$10,000 1.50% 6 YRS. 90 90  
2.15%/1 YR^$10,000-$99,999  
2.90%/1 YR^^^$100,000+  
4.10%/1YR##$500,000+  
                   
                 
FOOTNOTES                  
                   
^ Includes 1st yr. bonus of .25%                  
^^ Includes 1st yr. bonus of .75%                  
^^^ Includes 1st yr. bonus of 1.00%                  
* Includes 3yrs. bonus of 1.00%                  
** Includes 1st yr. bonus of 1.50%                  
*** Includes 1st yr. bonus of 2.00%                  
# Includes 1st yr. bonus of 5.00%                  
## Includes 1st yr. bonus of 2.20%                  
### Includes 1st yr. bonus of 2.25%                  
!! Includes 1st yr. bonus of 1.20%                  
!!! Includes 1st yr. bonus of 3.25%                  
&& Base rate of 2.00%                  
&&& Base Rate of 2.00%                  
+ No Additional Deposits                  
eay-effective annual yield                  
+++Base Rate of 2.30                  
++++Base Rate of 2.25                  
++Includes 1st yr. bonus of .50%