Don’t forget to have your clients take the Fit Test. It can afford credits on substandard cases if they meet certain medical and lifestyle characteristics.
3 Characteristics = 1 table credit OR 5 characteristics = 2 table credits
ADB & GRO
Talk to your clients about Accelerated Death Benefits (ADB) and the Guaranteed Refund Option (GRO) rider available on Guaranteed Universal Life (GUL) and Guaranteed Universal Life (GUL) Plus policies. Both of these living benefits are available to your clients at no additional cost and can help their plan remain flexible; no matter what the future holds.
Don’t forget to have your clients take the Fit Test. It can afford credits on substandard cases if they meet certain medical and lifestyle characteristics.
3 Characteristics = 1 table credit OR 5 characteristics = 2 table credits
ADB & GRO
Talk to your clients about Accelerated Death Benefits (ADB) and the Guaranteed Refund Option (GRO) rider available on Guaranteed Universal Life (GUL) and Guaranteed Universal Life (GUL) Plus policies. Both of these living benefits are available to your clients at no additional cost and can help their plan remain flexible; no matter what the future holds.
Details