Join Specific Solutions and Pacific Life for 2 hours of continuing education on February 23, 2016!

Available in 2 sessions: 9am-11am (with 8:30am registration) OR 1pm-3pm (with 12:30pm registration)

Owner RMDs from IRAs (1 hour)

Certain clients may not want to take their RMDs (Required Minimum Distributions) at 70½. Review the rules governing owner RMDs, and the consequences of failing to comply. Explore planning opportunities, including QLAC.

Understanding (QLAC) Qualified Longevity Annuity Contracts (1 hour)

The oldest Baby Boomers are beginning to turn 70½. For traditional IRA owners, this means the beginning of RMDs. Explore how QLACs (Qualified Longevity Annuity Contracts) can help postpone RMDs, and the associated taxes. Learn how this can provide additional lifetime income for later in retirement, creating a ‘longevity hedge’.
Hosted by: Jeremy Smith, RVP Pacific Life
Presented by: James B. Schomburg, JD, LLM, MSFS, RICP, Senior Retirement Strategies Group Consultant Pacific Life

RSVP to Lara MacFarlane by 2/19/16
1-800-873-2345 x 239 or lmacfarlane@specificsolutions.com